Compliance software built for financial services
Financial services compliance operates under unique pressure: multiple regulators, exam cycles, and zero tolerance for lapses. Ethico provides the ethics hotline, case management, and disclosure tools financial institutions need—with documentation that satisfies examiners and 25 years of experience serving regulated industries.
Documentation that satisfies examiners
Financial institutions answer to multiple regulators—OCC, FDIC, Fed, state banking departments, SEC, FINRA. Your compliance documentation must satisfy all of them.
Multi-Regulator Environment
Financial institutions answer to multiple regulators—OCC, FDIC, Fed, state banking departments, SEC, FINRA. Your compliance documentation must satisfy all of them.
Exam-Ready Reporting
- Case status summaries by category and timeframe
- Hotline activity reports with trending analysis
- Disclosure completion rates and flagged conflicts
- Investigation outcomes with remediation documentation
- Audit trails that prove consistent process
Regulatory Frameworks Supported
Built for banking, insurance, and investment compliance
Specialized case categories with investigation templates, regulatory-aligned checklists, and intelligent routing by branch, product line, or severity level.
Specialized Case Categories
Investigation Templates
Each category has specialized templates with:
- Required documentation fields
- Regulatory-aligned checklists
- Evidence collection requirements
- Escalation triggers
Intelligent Routing
See what scattered reports miss
Cross-reference analysis surfaces patterns across employees, branches, product lines, and business units that individual reports obscure.
Cross-Reference Analysis
- Same employee in multiple reports
- Same branch showing clustered complaints
- Same product line generating concerns
- Pattern across business units
Examiner-Ready Analytics
- Volume trends over exam periods
- Category distribution YoY comparison
- Time-to-resolution metrics
- Substantiation rates by type
Integration Points
- Connect hotline data to audit findings
- Link case outcomes to training records
- Cross-reference with disclosure data
Manage employee conflicts in regulated environments
Financial services employees face unique conflict requirements: personal trading disclosures, outside business activities, family member employment, board memberships, and investment holdings.
Disclosure Campaigns
- Annual certification drives
- New hire disclosure requirements
- Change-in-circumstances updates
- Automated reminders and escalation
Risk Flagging
- Automatic identification of concerning patterns
- Reviewer workflow for flagged disclosures
- Documentation of review decisions
- Linkage to case management if investigation needed
Reports that capture regulatory significance
Our Risk Specialists receive specialized training on financial services terminology, regulatory categories, and the details that matter for compliance.
Why This Matters
In financial services, a report about "irregular account activity" needs to be explored for BSA/AML implications. A complaint about "unfair treatment" needs fair lending context. Our adaptive methodology captures the regulatory nuances.
Across the financial services spectrum
From regional banks to private equity firms, we serve the full range of financial institutions.
Banking & Credit Unions
- Regional and community banks
- Credit unions
- Mortgage lenders
- Consumer finance companies
Insurance
- Property & casualty carriers
- Life and health insurers
- Insurance agencies and brokers
- Reinsurance companies
Investment & Securities
- Broker-dealers
- Investment advisers
- Asset managers
- Private equity firms
Specialty Finance
- Fintech companies
- Payment processors
- Commercial lenders
- Equipment finance
Proof Points
Financial services deployment in 60-90 days
From discovery to go-live with full financial services configuration.
"Exam prep used to be a scramble to pull reports from multiple systems. Now everything our examiners request is in one place—hotline trending, case outcomes, disclosure completion rates, investigation documentation. Our last OCC exam took half the prep time."
What Happens Next
See Financial Services Configuration
Demo showing financial services categories, exam reporting, and regulatory templates.
Review Your Regulatory Requirements
We'll map your specific regulatory obligations to our templates and identify configuration needs.
Design Your Compliance Program
Configure categories, routing rules, and reporting dashboards for your institution.
Go Live (60-90 Days)
Full deployment with financial services-specific configuration and exam-ready reporting.
Frequently Asked Questions
Compliance software that satisfies regulators
See how Ethico helps financial institutions manage ethics reporting, investigations, and disclosures with documentation that satisfies examiners. Request a demo configured for banking, insurance, or investment compliance.